We are committed to informing you about your right to privacy. We are committed to providing a safe and secure user experience. This Privacy Policy sets forth the online data collection and usage policies and practices that apply to our Website. By using our Website, you explicitly accept, without limitation or qualification, the collection, use, and transfer of personally identifiable information (“PII”) and non-personally identifiable (“Non-PII”) information about you in the manner described in this policy. Please read this Statement carefully as it affects your rights and liabilities under the law. If you do not accept/disagree with the way we process and collect your PII or Non-PII, please refrain from using this Website.

SCOPE OF THIS POLICY

This policy applies to this Website and regulates the processing of your PII and Non-PII collected by us during your visit to our Website. It describes what type of information we collect, how we use that information, and to whom we can provide that information. It also informs you of how to notify us to stop collecting and providing your information. We are based in the United States, and by registering on our Website, you agree to be governed by its laws.

Our Website may contain links to third-party websites over which we have no control. As such, we are not responsible for the privacy policies or practices of third-party websites when you choose to visit them through the links found on our Website. We encourage you to review the privacy policies and terms of use of those third-party websites to understand how they collect, use, and share your information.

PlatformPay.io is the data controller of your personal information, but we do not supervise the data use practices of entities to whom we transfer your PII and Non-PII to provide the service you have requested. We encourage you to review the privacy policies and opt-out choices of those third parties so you can understand how they collect, use, and share your information.

We provide the following rights for individuals regarding their data:

1. The right to be informed
2. The right of access
3. The right to rectification
4. The right to erasure
5. The right to restrict processing
6. The right to data portability
7. The right to object
8. Rights in relation to automated-decision making and profiling.

Customers have the right to withdraw consent at any time by sending an email to [email protected].

INFORMATION WE COLLECT AND RETAIN

We collect the following general types of information about you when you register on our Website. We may collect combinations of these types of information:

Personally identifiable information (PII) is the information that can be used to identify you. We do not collect PII except when you choose to provide it to us. Some examples of PII that we might collect from you during the use of our Website:

• First and Last Name
• Physical Address
• Email Address
• Telephone Number
• Contact Information
• Any other information you provide to us through the course of communicating with us about the products and services provided on our Website.

Demographic information is the information that refers to selected population characteristics. It may or may not be unique to you. Such information may include but is not limited to, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education, marital status, occupation, employment industry, and personal and online interests.

Behavioral information is the information about how you use our Website. This may include the pages of our Website you visit, ads, or services you access, and information about your computer hardware and software. Information about your computer hardware and software may refer to your IP address, geographic location, browser preference, operating system type, domain names, number of times you access the Internet, and the websites that referred us to you. This information is necessary to analyze the use of resources, troubleshoot problems, prevent fraud, and improve our services and products.

Third-party information is the information that we may acquire from a third party, which may include personal, demographic, behavioral, and indirect information. We obtain this information so that we can personalize the advertisements shown to you.

Web technology information is the information that we may acquire from a third party, which may also include personal, demographic, behavioral, and indirect information. We also obtain this information so that we can personalize the advertising shown to you.

No Information Collected from Children: We never knowingly collect any personal information of children under the age of 13. Once we obtain actual knowledge that we have collected Personally Identifiable Information (PII) about a child under the age of 13, that information shall be immediately deleted from our database. Since we don’t collect information from children under 13, we have no data to use or disclose to third parties.

USE OF COOKIES, WEB BEACONS, AND JAVASCRIPT

Cookies: “Cookies” are a feature in your browser software. If enabled, we may write cookies that may store small amounts of data on your computer about your visit to any of our Website pages. Cookies assist us in tracking which of our features appeal to you the most and what content or links you often view when visiting our Website. When you revisit our Website, cookies can enable us to customize our content according to your preferences. We may use cookies to keep track of the number of your return visits to this Website, to accumulate and report aggregate, statistical information on website usage, and to deliver specific content to you based on your viewing history or the email or site that directed you to our Website.

We predominately use “session” cookies, which are not permanently stored on your hard drive. Session cookies expire after two hours of inactivity or when you close your browser. When you carry out the purchase of a service or product on our Website, a large amount of data is processed by our system and transferred through each page of the search or registration. This information includes all information you input on a registration page or questionnaire you complete as part of the registration process, including demographic information that is not unique to you. Session cookies allow us to keep track of this data until you have completed your search or registration.

Removing Cookies: You can decline, remove, or accept cookies at any time by modifying your browser settings. You may also request a notification every time a cookie is being set. If you choose to decline cookies, however, that may hinder performance and negatively impact your experience on our Website. Again, to use all the features and functionality of our Website, you need to accept cookies.

Web Beacons: We also use electronic images known as web beacons, also known as single-pixel gifs, clear gifs, or action tags, which allow us to collect certain information about your visit to our Website pages. They can also determine the number of users who visit specific pages on our Website. Web beacons also measure and improve the effectiveness of advertisements and the delivery of services. They are not used to access your PII. Instead, they are a technique used to compile aggregated statistics about website usage. Web beacons only collect a limited set of information including a cookie number, time and date of a page view, and a description of the page on which the web beacon resides. This information might be shared with third parties to understand the kind of visitors our Website attracts, how they use our Website, and the effectiveness of advertisements therein. We may also use web beacons when sending emails to individuals listed on our database.

Disabling Web Beacons: Since web beacons function like any other content request, you can’t opt-out or decline them. However, they can be rendered ineffective by either opting out of cookies or changing the cookie setup in your browser.

JavaScript: We may also use JavaScript within certain advertisements. JavaScript is a scripting language that enhances the functionality of our Website, especially regarding visual content. We do not collect any PII through JavaScript. Instead, we use it to analyze and improve our Website’s functions.

Disabling JavaScript: You may deactivate or activate JavaScript via your browser settings. Take note that if you disable JavaScript, there are Website features that you may not be able to use.

IP Addresses: Your Internet Protocol (IP) is a unique Internet address assigned to you by your Internet Service Provider (ISP). For the local area network (LAN), DSL, or cable modem users, an IP address may be permanently assigned to a computer. Web servers automatically log IP addresses. Then, they collect information about a user’s traffic patterns through the logged IP address. While an IP address doesn’t identify an individual by name, with the cooperation of the ISP, it can be used to locate and identify an individual online. Your IP address can reveal what geographic area you are connecting from and which ISP you are using. We automatically track certain information based upon your actions on our Website. We may use this information to do internal research on our users’ demographics, interests, and behavior to understand better, protect, and serve the community. This information may include the URLs you visited before and after visiting our Website, as well as your computer information.

Computer Profiles: We may also collect and accumulate other anonymous data which shall help us understand and analyze the experience of our visitors. For instance, we may accumulate visitor data related to referring domain names, the type of browsers used, operating system software, screen resolutions, color capabilities, browser plug-ins, language settings, cookie preferences, search engine keywords, and JavaScript enablement. When you provide us with PII, we can use such data to identify you.

HOW WE USE THE INFORMATION COLLECTED

Providing Services and Products: We use the information we gather on our Website to provide the services or products you have requested. This may include passing your information on to a third party with whom we have a contract to provide such services. Although our contractual arrangement limits how such a third party can use your information, we do not control the privacy practices of such third parties. If you have any questions or wish to remove your information from the third party’s database, you shall need to contact that party directly.

Improving our Website: We also use the information we gather on our Website to improve how we respond, operate, create a positive user experience, and deliver the services you requested from our Website. Our services involve displaying personalized products, content, and advertisements based on your experiences and interests. The information we gather on our Website may be shared with other companies under the principle of common ownership.

DISCLOSURE OF INFORMATION TO OTHERS

We may disclose a combination of your personal, demographic, behavioral, or indirect information to third parties worldwide, as detailed below:

Service and Product Delivery and Vendors: We may share your information with third parties who help us in the delivery of the products and services you have requested. We disclose information to companies and individuals we employ to perform technical operations and functionalities on behalf of the Website. This includes third parties who analyze our data, host our Website, provide marketing assistance, process credit card payments, and provide customer service. These companies and individuals may not share that information with any other third party or use that data for any other purpose.

Third-Party Products and Services: We may disclose such information to third parties to provide you with information about the opportunities, products, or services of third parties. We use the data and data logs we have about you, including the interests and preferences you have expressed, to determine whether you might be interested in the opportunities, products or services of a particular third party. This type of marketing may be in the form of email offers or mobile offers sent to you by third parties or telemarketing calls from them.

Anonymous information: We may also share aggregated anonymous information with third parties about you and other persons using our Website so that they can understand the type and behavior of our Website visitors. This includes demographic information and behavioral information.

Legal Process: We disclose the information if legally required to do so, or at our discretion if requested by a governmental entity, or if we believe in good faith that such action is necessary to: (a) comply with legal requirements or processes; (b) preserve our rights or property or our affiliated companies; (c) prevent a crime or protect national security, or (d) protect the personal safety of users or the public.

Acquisition or Merger: In the event that a third party acquires any or all of our business, whether the transaction is by way of purchase, consolidation or merger of all or a partial but substantial part of our assets, we may disclose and transfer data and/or information to the aforementioned third party. Besides, in the event we become the subject of an insolvency proceeding, whether voluntary or involuntary, we or our liquidator, administrator, receiver or administrative receiver may sell, license or otherwise dispose of such information in a transaction approved by the court. 

Again, in each of these situations, the recipients of your data may potentially be in any country in the world.

THIRD-PARTY USE OF YOUR INFORMATION

Third parties also collect and use information about you on our Website in the following way:

Advertiser cookies and web beacons: Advertising agencies, advertising networks, and other companies who place advertisements on our Website and the Internet generally may use their cookies, web beacons, and other technology to collect information about you. We do not control the collection techniques of such third parties. We have no responsibility for the use of such technology to gather information about you.

Hyperlinks: Our Website may contain hypertext links to the websites of third parties. We are not responsible for the privacy practices or the content of such other websites. Such links are provided for your convenience and reference only. We do not operate or control any information, software, products, or services available on such third-party websites. The inclusion of a link to a website does not imply any endorsement of the services or the third party’s website, its contents, or its sponsoring organization.

Third-Party Credit Card Processing: PlatformPay.io provides you with the option to pay for products and services using a credit card through a third-party payment processing service provider. Please note that our service provider, not PlatformPay.io, may collect and process your credit card information.

USE OF YOUR INFORMATION FOR EMAIL AND TELEMARKETING

Email and Unsubscribe Policy: We may provide your PII or Non-PII to third parties for promotional offers purposes sent to your email. These offers may be for our services and products or those of third parties. We may maintain separate email lists for different purposes. If you wish to end your inclusion in the list, you only need to follow the instructions on how to unsubscribe, found on the footer of the email. To unsubscribe from any of our email lists, please email us at [email protected].

Content of Email Messages: You may receive particular commercial email messages sent by third parties for products and services which you may find interesting. In such a case, the sender’s name shall appear in the “From:” section of the email. The email, at the bottom of its content, shall include detailed instructions on how to unsubscribe from that advertiser or us. We are not responsible for any third-party emails sent to you that do not contain any advertising from us.

Opting Out of Email Marketing Material: If you no longer wish to receive our promotions, you may opt out by sending us an email to [email protected].

Telemarketing: We, as well as our advertisers, may use your PII to advertise, directly or indirectly, to individuals using direct mail marketing or telemarketing using telephones and cell phones even if you have your telephone number or cell phone number listed on a state or federal do not call registry. By registering and using our Website, you agree that such registration and request constitutes a purchase, an inquiry, or an application for the objective of the Amended Telemarketing Sales Rule, 16 CFR §310 et seq. (the “ATSR”). Notwithstanding that your telephone number may be listed on the Federal Trade Commission’s Do-Not-Call List, once you register and use our Website, you have authorized us to communicate with you through telemarketing in conformity with the ATSR. Moreover, by registering with, or requesting information from, a third-party advertiser at or through our Website or other advertisement media made available by us (e.g., email marketing), you agree that such action shall constitute a purchase, an inquiry, or an application with the respective third-party advertiser for purposes of the ATSR. You may also be contacted via email, direct mail, or telemarketing by such third-party advertiser under the ATSR. If you no longer wish for us to contact you through the telephone, you may do so by sending us an email at [email protected] by providing your name and telephone number.

Short Message Service: We may offer a service through which you can receive messages on your wireless device via short message service (SMS). Data obtained from you in connection with this SMS may include your name, address, cell phone number, and your provider’s name, as well as the date, time, and content of your messages. You confirm that you are at least 18 years of age and that you are the owner or authorized user of the wireless device on which messages shall be received. You also certify that you are authorized to approve the applicable charges. In addition to any fee of which you are notified, your provider’s standard messaging rates apply to our confirmation and all subsequent SMS correspondence. All charges are billed by and payable to your mobile service provider. We shall not be accountable for any delays or failures in the receipt of any SMS messages, as delivery relies on the effective transmission from your network operator. SMS message services are provided on an “as is” basis. We may also obtain the date, time, and content of your messages during your use of the SMS Service. We shall use the information we obtain in connection with our SMS Service under this Privacy Policy. If fees are charged to your wireless account invoice, we may provide your carrier with your applicable information in addition to that. Your wireless carrier and other service providers may also collect data about your wireless device usage, and their policies govern their practices.

You acknowledge and agree that the SMS Service is provided via wireless systems that use radios, as well as other means, to transmit communications over complex networks. We do not guarantee that your use of the SMS Service shall be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. We may also access the content of your account and wireless account with your carrier to identify and resolve technical problems and service-related complaints.

Removal of Wireless or SMS addresses: You may remove your information from our database. If you remove your information from our database, it will no longer be used by us for secondary purposes, disclosed to third parties, or used by third parties or us to send promotional correspondence to you. You may remove your information by sending your request in writing via email to [email protected]. You may also do this by sending “STOP”, “END” or “QUIT” to the SMS text message you have received.
California residents may have additional personal information rights and choices. Please see below for more information.

RETENTION OF PERSONALLY IDENTIFIABLE INFORMATION

We retain your Personally Identifiable Information (PII) for as long as is necessary and reasonable, based on its intended use. The length of the time we retain your PII depends on the purposes for which we collect and use it or as required to comply with applicable laws, as well as to establish, exercise or defend our legal rights.

INTERNATIONAL PRIVACY PRACTICES

PlatformPay.io is primarily operated and managed on servers located and operated within the United States. To provide our products and services to you, we may send and store your PII, also known as your data, outside of the country where you reside or are located upon the use of our Website, including to the United States. Accordingly, if you reside or are located outside of the United States, your PII may be transferred outside of the country where you reside or are located, including countries that may not or do not provide the same level of protection for your information. We are committed to protecting the privacy and confidentiality of PII when it is transferred. If you reside or are located within the European Economic Area (EEA) and such transfers occur, we take appropriate measures to deliver an adequate level of protection for the execution of processes in any such country as you would have within the EEA to the extent feasible under applicable law. We participate in and are committed to adhering to the EU-U.S. Privacy Shield Framework when transferring data from the EEA to the United States. For inquiries, please contact us at [email protected].

SECURITY

We are committed to securing and protecting your information. When you submit information on the Website, such information is protected both online and offline. The servers in which we store our customers’ personal information are kept in a secure physical environment. We have security measures in place to protect against the loss, misuse, and alteration of personal information under our control. Currently, we use Secure Socket Layer Software (SSL) to protect our stored data and to secure any transactions. SSL encrypts information, including names and addresses, as they are transmitted over the Internet. Please be advised that, although we take technological precautionary measures to secure your data, not all the data transmitted over the Internet can be ensured to be 100% secure. Therefore, we cannot and do not warrant that your information shall be secure. Any transmission of data at or through this Website is at your own risk. However, access to your information is strictly limited and not accessible to the public.

CHANGES TO PRIVACY STATEMENT

We reserve the right to make material changes to the substance of this Privacy Statement. We post these changes through a published notice on the Website so that you always know what information we gather, how we might use that information, and to whom we shall disclose it.

CONTACT US

If you have any questions about this Privacy Policy, please contact us here:

• PlatformPay.io
• 445 South Figueroa Street Suites 3100
• Los Angeles, CA 90071
• United States
•  
• +1 (855) 630-3452
• [email protected]

PRIVACY NOTICE FOR CALIFORNIA RESIDENTS

If you are a California resident, you may request and obtain from us once a year, free of charge, a list of third parties to whom we have disclosed your personal information (if any) for direct marketing purposes in the prior calendar year, as well as the type of personal information disclosed to those third parties. See the “Contact Us” section for where to send such requests. PlatformPay.io does not share personal information with third parties for their own direct marketing purposes without your prior consent. Accordingly, you can prevent disclosure of your personal information to third parties for direct marketing purposes by withholding consent.

Effective July 1, 2020, the California Consumer Privacy Act (CCPA) permits California residents, upon a verifiable consumer request, to request that a business that collects consumers’ personal information to give consumers access, in a portable and (if technically feasible) readily usable form, to the specific pieces and categories of personal information that the business has collected about the consumer, the categories of sources for that information, the business or commercial purpose for collecting the information, and the categories of third parties with which the information was shared. For further details on our collection, usage and disclosure of personal information for business purposes, please review the Privacy Policy above. California residents also have the right to submit a request for deletion of information under certain circumstances. Consistent with California law, if you opt to exercise your rights, we will not charge you different prices or provide different quality of services unless those differences are related to your information. See the “Contact Us” section for where to send such requests. Please note that you must verify your identity and request before further action is taken. As a part of this process, government identification may be required. Consistent with California law, you may designate an authorized agent to make a request on your behalf. In order to designate an authorized agent to make a request on your behalf, you must provide a valid power of attorney, or the agent must provide proof that you gave the agent signed permission to submit the request and either (i) verify your identity with us or (ii) directly confirm with us that you provided the authorized agent permission to submit the request.

While we do not sell personal information to third parties, we do share it for the business purposes described in our Privacy Policy, which include advertising and marketing activities.